Why flood vents? In order to get rural property or conventional real estate insured if in a flood zone, insurance companies require “flood vents” to be in place. The job requires cutting through the cement foundation to provide rectangular shaped cut-outs which are strategically located around the foundation. The theory, is that the flood waters could flow through the foundation, vs. hitting up against the foundation thus increasing the chance of pushing the home off it’s foundation.

This job took a few phases to get it complete, and we were able to work with the insurance company to deliver exactly what they were asking and were successful in getting the customer’s elevation certification of the building which qualified them for flood insurance. We went on to provide this service to all the homes on this property.

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Installing Flood Vents

Installing flood vents coincides with the previous page where we did the flood vents on a small cottage. But we wanted to show you that you can install flood vents on any size house. To refresh you on this topic of flood vents, in the case of a flood, the large volumes of water will put a lot of pressure on the stem wall or foundation wall. Our goal is to reduce this water pressure, and you do so by installing flood vents throughout the foundation. This allows water to run through the foundation, vs pushing up against it and possible dislodging it from the house.

This job was designed for 6 cut-outs in the cement foundation. Basically, 3 in the front and 3 in the back of the house. Remember, in addition to ensuring disaster from flooding, installing flood vents will also lower your flood insurance premium, when correctly installed.

Facts

Flood premiums are very high when living next to a creek or water way or also called flood zone. If you’re securing your realestate loan via a conventional banking institute, they will absolutely demand you have flood insurance. The only way to get flood insurance in a flood zone is by having flood vents in the foundtion.

Questions you should ask:

• Is flood insurance a requirement from your lender?
  • If so, your property is most likely in the flood zone.
• How many vents are required by the insurance company?
• Will this lower my insurance premium?

Costs for installing flood vents

The short term investment costs on having the flood vents installed are quickly rectified after the first year’s premium. Customer’s have stated, that their premium went down by 80%.

Flood Vents – Loft Building

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